Affordable Personal Loans

At UK Finance we consider every application on its own merit. If you have poor credit history or even a CCJ, as long as we are confident that you are now able to afford to make the loan repayments we would be willing to lend to you.

Online Loans

Payday Loans

Unsecured Loans

Bad Credit Loans

Unlike a secured loan, an unsecured loan is different. It’s separate from anything else you own. The lender therefore has no claim on your car or home. So if you are unable to make your loan repayments there is no risk that you could lose assets.

However, with unsecured loans it’s still very important that you are able to make your loan repayments. Failure to do so would affect your credit rating and could even result in you being charged additional fees or being subject to a County Court Judgement.

When you apply for an online loan, there are no paper forms to fill in and no face to face interview. Everything is done online.

Which means that you can apply for your loan 24 hours a day, 7 days a week.

The choice is yours. You are in control.

What is a short term loan?

A short term loan is a loan that can be taken out for just a brief period of time. It is ideal to help plug a financial gap for a few weeks or months, then can be repaid once you are back on your feet again.

Most short term loans are agreed with a repayment period of a few months, but can be paid back sooner if you are able to do so.

What are bad credit loans?

Bad credit loans are loans that are still available to you despite having a less than perfect credit score. These loans typically have higher interest rates compared to high street banks but can help you when others are not prepared to.

Your credit score can be affected by a variety of factors, including past financial difficulties, missed payments or under payments. Unfortunately, such negative financial information can remain on your credit history for several years, and many lenders are not prepared to lend to people with poor credit history.

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UK Finance provided me with a fair and affordable loan, making the process smooth and easy.

John Doe

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a table topped with lots of books and papers

I appreciate UK Finance's innovative approach to lending and their commitment to excellent customer service.

Jane Smith

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a pair of scissors sitting on top of a book
★★★★★
★★★★★