How much can I borrow?

UK Finance offer personal loans between £500 and £5,000.

The usual repayment period is between 12 and 60 months. You can make your repayments in either weekly, fortnightly or monthly instalments either via Continuous Payment Authority debit card repayments or our online portal.

Representative example: If you borrow £1000 over 12 months at a flat rate of 29% per annum (fixed) with a representative 29% APR you will make 12 monthly payments of £97, repaying £1,164 in total. The rate and / or term you are offered is dependent on your individual circumstances.

Warning: Late repayment can cause you serious money problems. For independent help, please go to www.moneyhelper.org.uk

Why Choose UK Finance?

UK Finance is a direct lender. You can apply for your loan directly to us.

This also means that we make our own lending decisions without having to consult anyone else. We will consider lending to you even if you have a poor credit.

How to Apply for a Personal Loan?

To apply for a loan with us, you need to be:

• At least 18 years’ old;

• Resident in the UK;

• UK bank account holder on a debit card.

You can apply for your personal loan online, from the comfort of your own home. There is no face to face interview.

Simply click Apply Now, and you will need to fill in a few details and then submit the application to us. We will make an instant decision and, if your loan is approved, will get the money into your account the same day*.

Affordable Personal Loans

Discover innovative lending solutions tailored to meet your financial needs with UK Finance today.

Customer Support Team

Our dedicated team is here to assist you throughout your loan agreement for a seamless experience.

Innovative Lending Solutions

Explore our unique approaches to lending that prioritize your financial well-being and customer satisfaction.

Experience fair treatment and transparent information throughout your loan journey with UK Finance.

Fair Treatment Promise

UK Finance provided me with an affordable loan option and exceptional customer service. Their innovative approach made the process smooth and stress-free. Highly recommend!

John Doe

★★★★★

★★★★★

Application was easy to follow and to complete. The response was in good time and everything was detailed to my satisfaction. I can wholly recommend UK Finance.

William Thompson

★★★★★

Great service. I believe my history with this company was considered every time I made an application. Thank you

Julie Odele

The easy to use website, the speedy and courteous customer service- and the flexible finance options are excellent. We would highly recommend UK Finance.

★★★★★

Adrian Saxton-Clarke

Short and simple not pages of questions to answer about your personal life fast and quick response painless experience

★★★★

Kevin Smith

★★★★★

Quick easy nothing was complicated about the application process. Hassle free.
Thanks Guys. 👍

Amanda